Archive for the ‘Wealth Management’ Category

Grow your Business through Online Promotions

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Flynn ZoxAre you stuck without a way to promote your business? Does promoting your business through social media seem to be a hurdle to an exposure to larger number of people? Then the only solution is to build a social media profile on your own providing details regarding your business so that you can take them to more target clients.But when it comes to creating a social media profile, the first hurdle is in creating a profile that can equally match with your business profile. This can at times be difficult and in such cases it will be better to hire agencies who are dedicated in this field. One such expert in the field of creating social media profiles is the Greedier Social Media.In the competitive business environment present today a business life is hugely dependant on the followers on social media platforms such as twitter and face book. We, Greedier Social Media provide our clients with a support to buy twitter followers. Dedicated to promoting our client business through social platforms we provide a complete back end support to clients approaching us. We are different from our contemporaries in this field that our clients are provided with best customer service. Keeping the financial factor of our clients in mind we have designed certain pre defined packages so as to cater our client requirements. Our team of experts also design custom based packages after getting to know the exact kind of requirement according to your business type. Once the required package is selected then all you need to do is to log in to our website and purchase them. Once the purchase is placed our team needs almost 3 working days to make your profile created and active on sites. Once your profile is crated then our clients are provided with reports where they could find growth in their business from time to time. Most of the followers who likes and share the profile would be based from UK and USA. Over the years we have a portfolio of more than 50,000 satisfied clients ranging from celebrities to business groups. An advantage of associating your business with us is that we try to build a long lasting relationship and that it never ends with just a profile creation or buy twitter followers. Clients associated with us are provided with guaranteed services and we are dedicated to helping our clients with providing maximum exposure possible. Other than twitter based services our team is also dedicated in providing services on other social platforms like Facebook followers, instagram followers, instagram and facebook likes and YouTube views. The kind of business environment that exists today is highly competitive and there are new businesses entering market. Hence in order to survive in this market it is important to employ strategies that will make your business stand out at the same time gain customer credibility. You need not really worry about making your business reach out to numerous clients as all you need to do is to just ensure that you visit us at Greedier Social Media and buy twitter followers.

The author of the article has an extensive knowledge in the field of Buy Twitter Followers UK and Buy Instagram Followers UK.

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By Rex Bush, Doctor Of Jurisprudence, Attorney At Law

If you were injured in an accident you have medical bills. How do you get them paid?

Here are some options: Personal Injury Protection (PIP) or medpay from auto insurance; health insurance; Medicaide; Medicare; a personal injury claim against the at-fault person or company.

Your Own Auto Insurance

If yours was a car accident, hopefully the car you were in had Personal Injury Protection (PIP) or med pay or both. If you are injured in an accident you are an insured of the car you were in. If you were injured in another person’s car and you own your own car you may be able to make a claim on that insurance also.

Some states have a no-fault insurance plan. No fault is a type of automobile insurance in which each person’s own insurance company pays for injury up to a certain limit regardless of whether its insured is at fault.

Personal injury protection is another word for no fault. So if you live in a no fault state you likely have PIP which will pay your medical bills after an accident. Report the crash to your agent who will open a claim so an adjuster can be assigned. From the adjuster you can get an ‘Application for Benefits’ which you will use to start the process of claiming your PIP medical benefits.

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MedPay is another type of auto insurance coverage that will pay for medical bills after an accident. Some policies have both PIP and MedPay.

Your Own Health Insurance

Contrary to popular belief, your health insurance will pay your medical bills from an accident. You need to first use up your auto PIP or MedPay. Usually, your adjuster will send you a letter telling you when the coverage is used up. Forward that letter to your health insurance and you shouldn’t have any problem getting them to pay.

There are two advantages to using health insurance after an accident.

One is discounts. Health insurance companies get discounts from hospitals and doctors. So the amount they pay is less than the full amount of the bill. This benefits you when it comes time to pay them back.

The other advantage is interest. No interest, that is. Medical bills accrue interest till paid. If you wait to pay your medical bills until your injury case settles you may be paying a lot of money in interest. And there is the possibility of a collections lawsuit if the bill does not get paid.

If your health insurance pays and you later get a settlement you will need to pay them back. Often, if you contact them before you settle they will allow a reduction because you had to pay a lawyer to help you get the money.

Medicaide

If you have no private health insurance there may be a program in your state that will pay your medical bills. Sometimes these programs have time limitations so file promptly. There may also be limitations on income or assets. You won’t know till you inquire.

Once again, you will need to pay back Medicaide out of your settlement. But Medicaide gets big discounts so you will be paying back far less than the amount of the original bill.

Medicare

Just like Medicaide, Medicare will pay bills from an accident but, again, they want to be paid back. And, like Medicaide they get discounts from health care providers.

Personal Injury Claim

If there was negligence or other legal basis for a claim, you may be able to recover your medical bills by hiring a lawyer to pursue an injury claim. Injury claims can take time, often several years or more, so, if possible, find a way to get your bills paid with one of the other methods. That avoids interest and possible collections lawsuits.

About the Author: Rex Bush is founder of Bush Law Firm near Salt Lake City, Utah where he handles personal injury cases in Utah and throughout the United States and Canada. For information on personal injury issues visit his website:

Utah Personal Injury Attorney

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By Jennifer Loucks

As a Real Estate Agent, how do you judge your clients ability to buy a house?

Remember when restaurants had dress codesmen had to wear ties and/or jackets, no jeans, etc.? People used to dress up when they flew on an airplane too. What happened?

Businesses that denied service based on how the person in front of them was dressed found out that they were often losing good business. Casual clothes became the norm and it became impossible to tell how much money a customer had based on what they were wearing.

Real estate agents often used similar criteria when a visitor to an Open House came in wearing torn jeans and a t-shirt, only to find out that that guy could buy and sell that house 100 times! Agents have to be very careful these days and use other techniques to determine if a potential buyer has the where-with-all to buy that house or not. We ask are you pre-qualified? or have you seen a mortgage broker? or we ask where they live now, how soon they want to make a change, etc.

Consider asking how long they have been looking, and in what areas, what is motivating them to look around, do they need to buy soon, etc. You can get a pretty good idea of their financial ability by how they answer these questions.

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What about the eager agent who is only too happy to show that new client they got on a floor call lots of houses every weekend. At some point the agent has to get serious with the potential buyer. One way to start that conversation is to show them a Buyer/Broker agreement where the buyer is obligated to use the agent or to pay them a commission if they use someone else. This can scare buyers but its a good way to discuss how you get paid. Many people have NO idea that we dont get paid until the house closes, that we pay expenses and marketing costs for a house such as brochures, ads, food, etc. and that if the seller or buyer walks away we get nothing. There are few professions like this where we are not even reimbursed for our expenses or our time!

If you have discussed this with your buyer, you can ask them to commit to you as their agent, and can ask that they do get pre-qualified with a lender. If you are signing up a new listing and the sellers insist on lots of advertising, etc., ask them to split the cost of advertising. You can even offer to reimburse them for ad costs when the house sells.

If you use rational approaches to determining whether or not your client can indeed buy a house you wont need to judge them based on their dress, their car or the way they talk or waste time on those who will stay looky-loos forever. Lots less stress for you too!

I hope that potential buyers and sellers have read this too, as they need to be honest and up-front with agents as they work through the process, which can be agonizing at times. A good agent with whom you have a good rapport can make all the difference.

Jennifer Loucks

Broker Associate/JD

Frank Howard Allen

700 Fifth Avenue

San Rafael, CA 94901

www.RealtyForReality.com

415-640-7596

DRE#01336908

About the Author: Jennifer Loucks is a Real Estate Broker/JD with 30 plus years of experience in corporate management. Co-owned a nation-wide real estate franchise in N. California for 5 years, with over 50 agents, handling over 700 transactions. Listings/Sales,Lifestyle Changes.

RealtyForReality.com

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